Equal Monthly Installment(EMI) Scheme

If you are an existing Citibank Bank Credit Card holder you can avail of the EMI facility at low interest rates.

You can choose to pay in instalments of 3, 6 or 12 months. Your loan amount is instantly approved online and you don't need to make any down payments or pay any additional processing fees. The total order value including shipping charges will be covered under the EMI scheme. The interest rates are given in the table below. Once you choose to pay using the EMI option, you will be taken to the Citibank payment gateway. Please select the Citibank credit card option, enter the details of your card including CVV as you would do normally and proceed further.

EMI Interest %
3 months 8.80%
6 months 12.70%
12 months 15.10%

Example: If you shop for Rs 10,000 and choose 3 month EMI option, your total outflow at 8.8% interest rate will be Rs 10,880. You will be automatically debited Rs. 3627 per month on your card, for the next 3 months.

Please note: The EMI facility is currently available only for valid Citibank Bank Credit Card holders. Final authorization of your credit card subject to Citibank policies and guidelines.